Storm Babet has hit parts of the UK and Ireland with strong winds and excessive rainfall.
Storm is recorded as one of the top claim events when it comes to home insurance and some policyholders may not be fully aware of what their insurance covers them for in the event of damage to their property as a result of a storm / flooding due to excessive rainfall.
Some common misunderstandings surround damage to drives, patios, gates and fences which are not covered if damaged during a storm. Policyholders are recommended to refer to their policy booklets for further information on what risks they are covered for.
Check out Prestiges’ useful Storm Guide as well an additional Flooding Guide to remind you how to protect your home during these events.